Ledge vs Stacks

Stacks automates finance work with agents for enterprise teams across several ERPs. Ledge prepares the close for teams on NetSuite. Here is a fair look at how they differ.

Two agent-based approaches

What Stacks is built for
Stacks sells agents for finance and accounting teams, with a data layer that connects to finance systems. Its agents cover reconciliations, journals, anomalies and reporting, in a connect, assign, review and approve flow. It raised a Series A in February 2026, led by Lightspeed, and says it works with more than 30 enterprise customers.
What Ledge is built for
Ledge is built for teams that close in NetSuite. Accounting Agents prepare the work inside each task of a live close checklist: native Excel working papers, reconciliations tied at transaction level and journal entries posted to NetSuite on your approval.

The two side by side

A fair read, including where the other option is the better fit.

What it is
Core job
Typical team
ERP coverage
What you review
Seeing the logic
Controls
Packaging
Stacks
Agents for finance and accounting teams, with a unified finance data layer
Reconciliations, journals, anomaly detection and reporting during the close
Enterprise finance teams, according to its own positioning
Lists NetSuite, SAP S/4HANA, Dynamics 365 Business Central and Workday
Entries and exceptions routed for review, posted to the ERP with audit evidence
Ask to see how each agent reaches its output
Review and approval before posting
Ask for the full quote, including modules, volume and implementation
Accounting Agents that prepare the work inside a live close checklist
Prepare the close: reconciliations tied, working papers built, entries drafted, flux explained
Mid-market finance teams on NetSuite, Sage Intacct or QuickBooks Online
NetSuite through a SuiteApp with two-way sync. Dynamics 365, SAP S/4HANA and Xero are on the waiting list
Native Excel working papers with live formulas, drafted entries and flagged exceptions with context
Bespoke deterministic code per task, glass-box steps, and auditor access to the code
Approval workflows with multiple preparer and reviewer steps, segregation of duties and an audit trail. No SOX compliance module today
One annual platform fee: unlimited Accounting Agents and users, no implementation fees

Which fits your close

Choose Stacks if
You run SAP S/4HANA, Dynamics 365 Business Central or Workday and need one tool across them
You want agents across reconciliations, journals, anomalies and reporting
You are an enterprise team looking for a data layer as well as agents
You want a fast-growing vendor focused on enterprise finance
Choose Ledge if
You close in NetSuite and want a SuiteApp with two-way sync
You want working papers in Excel that your reviewers and auditors already read
You want every step visible and the code open to your auditors
You want one fee covering unlimited Accounting Agents and users

Every figure traced to source

Whatever an Accounting Agent prepares can be followed back to the data it came from, step by step. That is what lets a reviewer approve in minutes instead of rebuilding the work.

Three questions for any agent-based close tool

Several vendors now say agents prepare the close. These questions separate the approaches.

Who wrote the logic?
Ask each vendor whether the code behind a task was built for your process, by whom, and who maintains it when a report layout changes.
Can you see every step?
Ask to see the reasoning behind one reconciliation and what an auditor could inspect afterward.
What reaches your ledger?
Ask what posts to NetSuite, with which fields, and who approves it before it does.

Common questions

Do Stacks and Ledge both use agents?

Yes. The approaches differ in the details: what the agent produces, whether the steps are visible, who maintains the logic, and how work reaches your ledger. Ask each vendor to prepare one of your own tasks and compare the output.

Which is better if we are not on NetSuite?

If you run SAP S/4HANA, Dynamics 365 Business Central or Workday, Stacks lists support for them today. Ledge supports NetSuite, Sage Intacct and QuickBooks Online, and has a waiting list for other ERPs without promising a timeline.

Does Ledge work in Excel?

Yes. Accounting Agents build native, multi-tab Excel working papers with live formulas that mirror your team's structure, so reviewers and auditors can open and trace them.

How long does it take to go live?

With Ledge, the first Accounting Agent runs within 2 weeks and a full close is prepared within 30 days. Ask Stacks for its own timeline on your ERP.

How is Ledge priced?

One annual platform fee with unlimited Accounting Agents and users, up to 10 data sources, no per-seat fees and no implementation fees. Ask Stacks for its full quote, including modules and volume.

Prepare one of your own tasks

Ledge

Ledge prepares the financial close, so accounting teams review instead of rebuild.

New York

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Ledge