AI-driven payment reconciliation across every system you rely on
Ledge connects your ERP, banks, Payment Processors, and internal systems to reconcile payments in real-time, automatically matching transactions, flagging mismatches, and resolving exceptions with AI and built-in workflows.
With Ledge, we can scale reconciliation without scaling headcount.
We were able to go live quickly without R&D or costly implementers & saw very fast time to value.”
Modern AI powered payment reconciliation built for the complexity your ERP can’t handle
Match payments at scale across every system in your stack
- Reconcile payouts, refunds, and chargebacks across banks, payment processors, your ERP, and billing systems, and surface adjustments when needed
- Automatically match payments despite inconsistent timing, partial references, or rounding differences
- Use AI to resolve messy or unstructured data, like vague memos or lump-sum deposits
Resolve exceptions in one place with context and control
- Automatically account for FX variances, timing differences, and platform fees that would show up as exceptions in other tools
- Assign ownership, track resolution status, and log all supporting data in one system
- Eliminate spreadsheet chases, Slack follow-ups, and manual audit prep
Stay ahead of what’s at risk with real-time reconciliation oversight
- See what's reconciled, what’s delayed, and what might impact close
- Monitor progress across accounts, entities, and owners without chasing updates
- Identify high-risk gaps early, and keep close timelines on track
Core capabilities
With Ledge, we can scale reconciliation without scaling headcount.
Why finance teams choose Ledge
Audit-ready data, always.
Continuous audit readiness
Every transaction is fully documented, retained, & stored with our Immutable Data Audit Trail.
End-to-end transaction log
Trace the entirety of any transaction, with every change captured, right up to it landing in an account.
Stress-free sampling
No need to painstakingly piece together transaction journeys for audit samples; it’s all done for you.
100% transparency
Ledge gives you audit trails for data from reports to source, all wrapped up in our friendly UI.
FAQ
Cash application matches incoming payments to specific open invoices. Payment reconciliation verifies that payment processor settlements (Stripe payouts, Adyen settlements, PayPal transfers) tie out to expected amounts after fees, chargebacks, and adjustments. Ledge handles both.
Yes. Ledge reconciles payments across currencies, accounting for exchange rate differences, processor fees, and settlement timing. Multi-currency complexity is handled automatically — your team reviews exceptions, not currency calculations.
Ledge accounts for processor fees, chargebacks, refunds, and adjustments when reconciling settlements. The reconciliation output shows the gross-to-net breakdown — what was collected, what was deducted, and what settled to your bank account.
Ledge natively integrates with Stripe, Adyen, PayPal, and other payment processors. It also connects to 11,000+ banks for settlement verification. If your processor isn't natively supported, Ledge can ingest data via file upload or API connection.
No. Ledge handles both in a single platform. Payment reconciliation and account reconciliation are different workflows in the same workspace, sharing the same audit trail, approval flows, and reporting.
It’s time to handle payment reconciliation with AI, not spreadsheets
Book a demo to see how Ledge automates reconciliation, journal entries, and cash application, and helps you close faster without adding headcount.
